Vanguard Credit, LLC is an independent automotive finance company that provides retail and lease financing for new and pre-owned vehicles. Vanguard partners with banks, credit unions and finance companies to offer indirect auto finance programs to dealerships. Our public website features information for consumers and dealers who want to know more about our products. Consumers can view off-lease cars that we are offering for sale or apply for credit on-line. Dealers can get a user name and password to log in to the Dealer's Area by calling Vanguard Credit at 805-962-1506 during normal business hours.